Global Citizen Guide

Welcome to Baytify's Global Property Investing Guide

Wealth creation through wise property investments is our goal. Baytify provides access to outstanding investment possibilities globally and guides you through your international real estate business.

Our investment philosophy:

We're devoted to your financial security. We seek property assets with sound market fundamentals worldwide. We invest our own money with yours, showing our confidence in every opportunity. Not only that, we seamlessly guide you through mortgage purchases, property maintenance, and sales. Regardless of your travels, your investment is safe.

Real Estate vs. Other Assets:

When choosing an investment, assess the advantages and downsides. Real estate offers passive income, leverage, tax benefits, and financial control. while Stocks and currencies, including cryptocurrencies, have liquidity and cheaper entry points but are more volatile and less stable than real estate.

Leverage vs. Cash:

Debt can boost property investments. Leveraging bank loans can boost returns and help you develop wealth. Taking advantage of favourable lending structures can build wealth beyond cash-only investing.

Define Your Investor Profile:

Successful property investment requires determining your investor profile. Your financial goals, risk tolerance, and investment horizon are assessed. Planning for long-term or short-term gains? Our self-assessment will reveal your investing profile.

How to Choose an Investment Property:

Finding the ideal property needs much investigation. Macro and microeconomic circumstances like, housing supply and demand, population demographics, economic outlook, developer track record, legal responsibilities, pricing comparables, asset due diligence, regeneration, and infrastructure influence your selection. Our wealth managers can explain how each element influences your investment.

Avoid Common Mistakes:

Avoid typical mistakes when investing through a property provider. Compare prices and rental income to fairly assess Check tax, legal, mortgage, and service expenses for transparency. Never ignore hidden fees, and read the small print for deposit protection and other important facts.

Investment Cashflow Mastery:

Understanding cash flow is key. For fees and deposits, initial charges are 5–10% of the purchase price. Capital contribution, taxes, fees, furniture packs, management, and letting fees are final charges. Cashflow planning prepares you financially for investing.

The Buyer's Journey:

From the moment you purchase a property to your exit strategy, there's a journey to navigate. This journey involves careful planning, property management, and sometimes even renovation. Understanding each step, from purchase to exit, is essential for maximising your investment's potential.

Contact Baytify's wealth manager for further guidance.

Key Tips on Liquidity and Exit Strategy

Supply vs. Demand:

Always think about exit strategies. You need to ensure that there is a shortage of supply and that there is demand in the local market, not just from buy-to-let investors.

Availability of Mortgages:

You need to invest in a market where there are a variety of mortgage options, as a limitation on this will reduce your pool of potential buyers when it's time to resell.

Foreign Restrictions:

Make sure you’re aware of the limitations pertaining to the market you’re investing in. For example, in Australia, foreigners can only buy new-build (not secondhand) properties. You’ve got to make sure your property can appeal to the masses.

Legislative Changes:

Be aware of changes that could happen down the line in less developed markets, putting your investment at risk.